Home sharing might seem like a smart way to buy property, but hidden risks like legal disputes, credit damage, and loss of control can make it a financial and emotional trap. Here’s what no one tells you.
Shared ownership lets you buy a portion of a home-like 25% or 50%-and pay rent on the rest. It’s a path to homeownership for those who can’t afford a full purchase, with the option to buy more shares over time.
Learn how to calculate your share ownership in shared ownership homes, how staircasing works, rent calculations, fees, and what happens when you sell. Essential for first-time buyers in New Zealand.
When a timeshare owner dies, the property doesn't disappear-it becomes a financial burden for heirs. Learn what happens next, how to disclaim inheritance, and how to avoid costly mistakes.
Explore the three main drawbacks of shared ownership homes, from limited resale value to extra rent and complex agreements, and learn how to manage them.
Explore the hidden drawbacks of owning a share in a shared‑ownership home, from extra rent and service charges to resale limits and staircasing costs, helping you decide if it fits your budget.
Learn what 100% ownership means in shared ownership homes, how it differs from partial ownership, legal structures, financial impacts, and steps to achieve full ownership.
Learn how to calculate each partner's share of ownership in a property using simple formulas, mortgage equity methods, and real‑world examples. Includes checklists, pitfalls, and a FAQ.
Timeshares aren’t called timeshares anymore—meet vacation ownership. Dive into what’s changed, what’s just marketing, and real tips for savvy shared property seekers.
