A 900 credit score is possible in New Zealand, but it won't get you a better mortgage as a first-time buyer. Focus on saving a deposit and paying bills on time instead.
Choosing the right real estate agent to sell your house in Auckland can mean the difference between a quick, high-value sale and months of frustration. Learn what truly matters when picking an agent.
Can you buy a house in Auckland on $40k a year? Yes - if you know where to look, how to use government grants, and what compromises to make. Real advice for first-time buyers on a tight budget.
Learn about the four main types of student accommodation in New Zealand - dorms, shared flats, homestays, and private studios - and how to pick the best one for your needs and budget.
Home sharing might seem like a smart way to buy property, but hidden risks like legal disputes, credit damage, and loss of control can make it a financial and emotional trap. Here’s what no one tells you.
Shared ownership lets you buy a portion of a home-like 25% or 50%-and pay rent on the rest. It’s a path to homeownership for those who can’t afford a full purchase, with the option to buy more shares over time.
Learn how to calculate your share ownership in shared ownership homes, how staircasing works, rent calculations, fees, and what happens when you sell. Essential for first-time buyers in New Zealand.
To buy a $2 million house, you typically need a credit score of 750 or higher, a 20-30% down payment, and a stable income over $400,000. Lenders look beyond your score to your debt, savings, and financial history.
Landlords often ban pets due to damage risks, insurance costs, noise complaints, and outdated rules. But more are realizing pet owners stay longer and pay on time. Here’s why the stigma exists-and how it’s changing.
Most estate agents in New Zealand charge between 2% and 4% of the sale price plus GST. Learn how fees work, what's included, and how to negotiate the best deal when selling your home.
When a timeshare owner dies, the property doesn't disappear-it becomes a financial burden for heirs. Learn what happens next, how to disclaim inheritance, and how to avoid costly mistakes.
Learn how to start a conversation with a property agent in New Zealand without sounding nervous or unprepared. Get real tips on what to say, what to ask, and how to find an agent who actually helps first-time buyers.
