Holly Lets Property Hub - Page 2

Can You Achieve a 900 Credit Score? Facts & Tips
13 Oct

Explore whether a perfect 900 credit score is achievable, learn how scores are calculated, and get actionable tips to push your credit toward the top tier.

The Risks of Joint Ownership and How to Protect Your Property
12 Oct

Explore why joint ownership can be risky, compare it to other ownership models, and learn practical steps to protect your property and finances.

Understanding the 5 Stock Ownership Rule in UK Mortgage Lending
10 Oct

Learn what the 5 stock ownership rule is, how it affects UK mortgage applications, exceptions, and practical steps to stay within the limit for better borrowing power.

Typical Real Estate Agent Fees in NewZealand (2025 Guide)
9 Oct

Learn the typical commission rates for NZ real estate agents, compare percentage, flat-fee, and hybrid models, and get a step-by-step guide to calculate and negotiate your selling costs.

Cheapest Places to Buy Property in 2025 - Where to Find the Best Deals
8 Oct

Discover the 2025 cheapest places to buy property, why they’re affordable, and how to safely invest. Includes top markets, price data, risks, and a due‑diligence checklist.

How Much House Can You Afford with $10,000 Down? A Practical Guide
8 Oct

Learn how far $10,000 down can take you in the housing market. This guide breaks down mortgage basics, loan options, hidden costs, and a step‑by‑step affordability calculator.

How to Calculate Share of Ownership in Property
3 Oct

Learn how to calculate each partner's share of ownership in a property using simple formulas, mortgage equity methods, and real‑world examples. Includes checklists, pitfalls, and a FAQ.

Average Timeshare Cost Per Year (2025) - How Much to Budget
26 Sep

Find out the average yearly cost of a timeshare in 2025, including purchase price, maintenance fees, financing, and hidden expenses, plus tips to save.

What Is the 2% Rule for Investment Property? Clear Math, Examples, and When It Works
19 Sep

The 2% rule is a quick screen for rental deals. See how to calculate it, when it actually works, examples, pitfalls, and faster ways to judge cash flow.

How Much House Can I Afford on $36,000 a Year? 2025 Guide with Real Numbers
12 Sep

On a $36,000 salary, most buyers can afford roughly $95k-$135k homes in 2025, depending on debt, rate, taxes, and down payment. Clear steps, examples, and a table.

Do People Still Buy Timeshares in 2025? Costs, Risks, and Smarter Alternatives
5 Sep

Are timeshares still a thing in 2025? Get a straight answer, current costs, who they suit, pitfalls, and safer alternatives-plus NZ/Australia context.

How Much Can I Borrow for a Mortgage in NZ? Income Limits and Lender Secrets
8 Aug

Deep dive into how your income shapes mortgage borrowing in NZ, lender tricks, tips for boosting your borrowing power, and why salary isn't the whole story.