Learn how to calculate your share ownership in shared ownership homes, how staircasing works, rent calculations, fees, and what happens when you sell. Essential for first-time buyers in New Zealand.
To buy a $2 million house, you typically need a credit score of 750 or higher, a 20-30% down payment, and a stable income over $400,000. Lenders look beyond your score to your debt, savings, and financial history.
Landlords often ban pets due to damage risks, insurance costs, noise complaints, and outdated rules. But more are realizing pet owners stay longer and pay on time. Here’s why the stigma exists-and how it’s changing.
Most estate agents in New Zealand charge between 2% and 4% of the sale price plus GST. Learn how fees work, what's included, and how to negotiate the best deal when selling your home.
When a timeshare owner dies, the property doesn't disappear-it becomes a financial burden for heirs. Learn what happens next, how to disclaim inheritance, and how to avoid costly mistakes.
Learn how to start a conversation with a property agent in New Zealand without sounding nervous or unprepared. Get real tips on what to say, what to ask, and how to find an agent who actually helps first-time buyers.
Learn practical steps to talk to an estate agent, ask the right questions, negotiate confidently, and avoid common pitfalls as a first‑time home buyer.
Discover which home value estimator delivers the most accurate price in 2025, compare top tools, and learn how to fine‑tune estimates for buying or selling.
Learn why FHA loans can feel tougher than they seem for first‑time buyers, covering credit scores, down‑payment rules, insurance costs, and property limits, plus tips to improve your chances.
Explore the three main drawbacks of shared ownership homes, from limited resale value to extra rent and complex agreements, and learn how to manage them.
Learn how much cash you need for a $100,000 home, including down payment, closing costs, taxes, and tips to save. A practical guide for first‑time buyers.
Explore the hidden drawbacks of owning a share in a shared‑ownership home, from extra rent and service charges to resale limits and staircasing costs, helping you decide if it fits your budget.
