The minimum credit score for an FHA loan is 500, but most lenders require 580 or higher to get the lowest 3.5% down payment. Learn what score you really need and how to improve it fast as a first-time buyer.
The 50% rule in rental property helps investors estimate operating expenses. It says half your rent will go to repairs, insurance, management, and vacancies-before mortgage payments. A simple way to avoid losing money on buy-to-let investments.
Luxury housing in 2026 is defined by thoughtful design, premium materials, and seamless functionality-not size or price. Discover what truly makes a high-end home feel luxurious.
Learn how to legally access your equity as a shared ownership homeowner - through staircasing, remortgaging, or selling your share - without breaking housing association rules.
A share of ownership in a shared ownership home is called an equity share. It lets you buy part of a property while paying rent on the rest, offering a path to homeownership without needing a full deposit.
Fractional ownership offers access to luxury homes without full-price ownership, but hidden fees, inflexible scheduling, and poor resale value make it a risky choice for most buyers.
In shared ownership homes, choosing between owner's draw and salary affects taxes, fairness, and legal compliance. Learn why salary is usually the smarter, safer choice for co-owners doing work.
Asking to bring your dog to someone's house isn't rude - but how you ask is everything. Learn the right way to request pet access, why renters need to be extra careful, and what to do when the answer is no.
Learn how to qualify as a first-time home buyer in North Carolina, including income limits, down payment assistance, credit requirements, and step-by-step eligibility rules for 2025.
ESOP shared ownership schemes may seem like an affordable path to homeownership, but hidden fees, limited control, and risky resale terms can trap buyers. Learn why this model often costs more than it saves.
Learn how to get your landlord to approve your dog with a proven strategy: show responsibility, offer a pet deposit, provide vet proof, and propose a trial period. Works in Auckland rentals.
The NC Extra Credit Grant helps first-time home buyers in North Carolina with up to 5% of the purchase price toward down payment and closing costs-no repayment required. Learn who qualifies, how it works, and how to apply.
