Owning shares in a shared ownership home doesn't mean you're a full owner. You pay rent on part of the property, follow strict rules, and face barriers when selling or upgrading. Here's what it really means to own a share.
With a 650 credit score, first-time buyers in New Zealand can still get a home loan-but borrowing power is limited. Learn how much you can qualify for, what lenders look for, and how to improve your chances fast.
Learn how to accurately value a property using real sales data, location factors, and professional methods. Avoid common mistakes and understand what really affects home prices in today’s Auckland market.
Buy to let rent means buying property to earn income from tenants. It’s a long-term investment strategy that builds wealth through rental cash flow and property growth, especially in high-demand areas like Auckland.
Learn how to qualify as a first-time home buyer in Virginia with income limits, down payment help, credit requirements, and step-by-step guidance on accessing state programs.
A 900 credit score is possible in New Zealand, but it won't get you a better mortgage as a first-time buyer. Focus on saving a deposit and paying bills on time instead.
Choosing the right real estate agent to sell your house in Auckland can mean the difference between a quick, high-value sale and months of frustration. Learn what truly matters when picking an agent.
Can you buy a house in Auckland on $40k a year? Yes - if you know where to look, how to use government grants, and what compromises to make. Real advice for first-time buyers on a tight budget.
Learn about the four main types of student accommodation in New Zealand - dorms, shared flats, homestays, and private studios - and how to pick the best one for your needs and budget.
Home sharing might seem like a smart way to buy property, but hidden risks like legal disputes, credit damage, and loss of control can make it a financial and emotional trap. Here’s what no one tells you.
Shared ownership lets you buy a portion of a home-like 25% or 50%-and pay rent on the rest. It’s a path to homeownership for those who can’t afford a full purchase, with the option to buy more shares over time.
Learn how to calculate your share ownership in shared ownership homes, how staircasing works, rent calculations, fees, and what happens when you sell. Essential for first-time buyers in New Zealand.
