If you’ve been browsing Holly Lets Property Hub this month, you’ve probably seen a mix of practical how‑tos aimed at anyone eyeing a new home. From splitting ownership with a partner to figuring out how much a bank will lend you on a £70k salary, the posts are packed with real‑world advice you can use right now.
Two of May’s articles break down the buzz around shared ownership. The first explains what the term really means – you buy a share of a property (usually 25‑75 %) and rent the rest. It also points out who can apply, how staircasing works, and what everyday life looks like when you own part of a house with someone else.
The second piece digs deeper into the “share ownership pattern.” It shows how you can gradually increase your stake, what costs to expect at each step, and which pitfalls to avoid if you’re already living in a shared‑ownership home. Both articles stress that the system can be a stepping stone onto the ladder, but you need to keep an eye on resale values and lease terms.
For anyone wondering how much they could borrow, May delivered three detailed guides. One shows the maths behind a mortgage you could get on a $70,000 salary, covering debt‑to‑income ratios, credit score impacts and ways to boost your borrowing power.
Another article tackles the $250,000 mortgage question. It breaks down the income, savings and credit score you’ll need, plus practical steps to strengthen your application before you even talk to a bank.
Finally, we looked at the credit score needed to buy a £600k house as a first‑time buyer. The piece lists the score ranges lenders use, explains why a higher score can shave years off your repayment term, and offers quick tips to improve your rating.
All three guides share a common theme: know your numbers, keep your credit clean, and be ready with the right documents. That preparation can turn a vague “maybe” into a solid “yes” from a lender.
Choosing an estate agent doesn’t have to feel like a lottery. The May post on “estate agents near me” gives a short checklist: verify credentials, ask about recent sales in your area, and watch out for hidden fees. It also suggests a few questions to ask during the first meeting, so you can spot red flags early.
If you need a smaller loan, such as £100k for a first home, another guide walks you through the bank’s checklist, from proof of income to the credit score they’ll scrutinise. It warns about hidden costs like arrangement fees and offers tips to negotiate better terms.
Overall, May’s content is built for people who want clear, actionable steps—not jargon. Whether you’re eyeing a shared‑ownership flat, calculating how much you can borrow on a modest salary, or hunting for a trustworthy agent, these articles give you the tools to move forward with confidence.
Ready to put the advice into action? Grab the article that matches your current challenge, jot down the key takeaways, and start ticking off those to‑do items. The UK property market can feel overwhelming, but with the right knowledge you’ll find the path that works for you.
